MoneyFree, ad-light financial calculators for India, the US and the Gulf – each with the formula, a worked example and a quick-reference table.
General calculators
Compound Interest Calculator
See how a lump sum grows with compound interest, and how much the compounding frequency matters.
Loan EMI Calculator
Calculate the monthly instalment, total interest and a year-by-year payoff schedule for any loan.
Mortgage Calculator
Estimate the principal-and-interest payment on a home loan and the total cost over the term.
CAGR Calculator
Work out the compound annual growth rate (CAGR) of any investment between two dates.
Inflation Calculator
See how much today’s money will be worth in the future once inflation erodes its purchasing power.
India calculators
SIP Calculator
Project the maturity value of a monthly mutual-fund SIP, with an optional annual step-up.
Income Tax Calculator (New vs Old Regime)
Compare your income tax under the New and Old regimes for FY 2025-26, including the standard deduction and Section 87A rebate.
PPF Calculator
Project the maturity value of a Public Provident Fund account over its 15-year term.
Gratuity Calculator
Calculate the gratuity payable on leaving a job, under the Payment of Gratuity Act.
United States calculators
401(k) Calculator
Project your 401(k) balance at retirement from your contributions, employer match and expected returns.
Roth IRA vs Traditional IRA Calculator
Compare after-tax retirement value from a Roth IRA (post-tax contributions, tax-free growth) versus a Traditional IRA (pre-tax contributions, taxed withdrawals).
US Mortgage PITI Calculator
Full monthly housing cost: Principal, Interest, property Taxes, homeowners Insurance and PMI.